Is Spravato, ketamine, or TMS covered by your insurance?
Covered Mind shows your plan's rules for Spravato, ketamine therapy and TMS, your likely cost per session, and verified clinics near you.
Choose a treatment, your state and your insurer or plan type to see your plan's rules for that treatment. The guides, comparisons and condition pages explain each treatment with cited sources.
Updated
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Spravato by state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Also by state: ketamine therapy · TMS
How we verify clinics
| Source | How we verify |
|---|---|
| Spravato centers | Come from the manufacturer's public certified center locator, which only lists clinics enrolled in the federally required REMS program. A clinic found there is marked verified with the date we saw it. |
| Ketamine and TMS clinics | Verified when two independent sources agree on the address and at least one treatment, when we confirm by phone, or when the clinic claims its listing and proves it controls the website or phone number. |
| Insurance and prices | Extracted from each clinic's own website with the exact sentence we relied on, and re-checked monthly. Every fact on this site has a source, a date and a rule for when it comes down. |
How this site works
- Is this medical advice?
- This site provides general information about insurance coverage and treatment options. It is not medical advice, not a guarantee of coverage, and not a substitute for talking with a clinician or your health plan.
- Does my insurance cover Spravato?
- Most commercial plans, Medicare Part B and every state Medicaid program cover Spravato for major depressive disorder after two failed antidepressants, at a certified clinic. In 2025 the label expanded to allow use on its own, although most insurers still require an oral antidepressant alongside it. Enter your plan to see its rules.